Can I get a prepaid debit card without a Social Security number?

Published by Charlie Davidson on

Can I get a prepaid debit card without a Social Security number?

For online purchases and to keep from carrying large amounts of cash, it may be a good idea to have a prepaid card. Prepaid cards don’t require a Social Security number and can be opened by almost anyone.

Do all prepaid cards need your Social Security number?

Today, only a few prepaid card issuers don’t require a SSN for activation, requiring instead an alternate form of identification — such as an Individual Taxpayer Identification Number, or ITIN, or other foreign ID number. For the most part, though, you will have to prove your identity in some way to get a card.

Can you get a prepaid card without a bank account?

You don’t need a bank account to get a prepaid debit card, but it’s a requirement for a regular debit card, which is linked to your checking account. For prepaid debit cards, you load the card with money when you get it, then use it to make purchases.

Can I use netspend without SSN?

One great news is that you definitely can activate your Netspend prepaid debit card without SSN by contacting us.

Does NetSpend ask for SSN?

NetSpend’s Account Opening Requirements Unlike credit and debit cards, Netspend does not require a Social Security Number to open an account. The company only requires a name, address, and email address to enroll on its website.

What bank does not require a Social Security number?

Several US banks don’t require SSN to open a bank account. Some of these are Chase, Wells Fargo, and Bank of America. These banks will, in most cases, require an ITIN to open an account instead.

Does Green Dot require a Social Security Number?

Federal law requires that the card applicant’s identity must be verified. This is done by collecting name, date of birth, address and Social Security number, and then verifying that information through third parties.

Are reloadable debit cards traceable?

Can prepaid gift cards be traced? Typically not. Since gift cards are simply bought and traded like digital cash, there is little way to trace one unless it is a prepaid debit card with a bank or credit network.

Is Green Dot a prepaid card?

The Green Dot card is an FDIC-insured, reoladable prepaid debit card that can be used to make payments and purchases and withdraw cash. Green Dot cards are sold at retailers such as CVS, Rite-Aid and Wal-Mart.

Does Netspend ask for SSN?

Does Green Dot require a Social Security number?

Is NetSpend a real bank?

For purposes of FDIC coverage, all funds held on deposit by you at MetaBank and Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00, and insured by the FDIC. It’s a bank account built with you mind. There’s no credit check and no minimum balance to open an account.

Can a prepaid card be activated without a SSN?

But you may have issues activating your card if you cannot — or will not — provide your Social Security number to the card company. Some issuers will still allow you to activate your card without a SSN, but you should expect limited access to your account and funds until you provide some form of identification.

Which is the best credit card to get without a SSN?

Why it’s one of the best credit cards without SSN to get: The best rewards credit card without a Social Security number requirement is the Petal 2 Visa Credit Card. Applicants with limited credit or better can get approved, and those without an SSN can use an ITIN instead. It doesn’t charge an annual fee.

Who are the businesses that require SSN for prepaid cards?

Besides lenders, prepaid card issuers, and credit card issuers (including business credit card issuers), other businesses that may require your SSN include: 1 Insurance companies 2 Investment advisors and brokerages that must report your purchases and sales to the IRS 3 Real estate services

Is there a fee to reload a prepaid card?

In general, there’s no fee for direct deposits from payroll or government advantages, but attaching cash at a retail area will usually cost you. Other methods of reloading a prepaid card include PayPal transfer, bank transfers using routing number and account number, and mobile check deposit.

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